Tap into your home's value without touching your low first-mortgage rate. A fully digital home equity line of credit — apply in minutes, close in as little as 5 days, with zero out-of-pocket cost.
Estimate only — final line depends on credit, income, and a full review. Capped at $750K.
See My Real Offer →No branch visits, no stacks of paperwork, no in-person appraisal on most loans. Here's the whole process.
Answer a few quick questions. No SSN and no hard credit check to see your initial offers — so it won't affect your score.
Securely connect your bank through Plaid to verify income in seconds. Pick the line amount and terms that fit your goals.
Snap a photo of your ID from your phone. That's it — no notary appointment, no printing, no scanning.
Review and e-sign your documents digitally. Funds are disbursed in as little as 5 business days.
A cash-out refinance resets your whole mortgage at today's rates. A HELOC sits on top — so your low first mortgage stays exactly where it is.
Borrow against your equity without refinancing or giving up the low rate you locked in years ago.
No application fees and closing costs financed into the loan. No prepayment penalties if you pay it off early.
Draw what you need, pay it back, draw again. You only pay interest on what you actually use.
Primary residences, second homes, and investment properties are all eligible where we're licensed.
Choose a predictable fixed rate or a flexible variable line — whichever fits your plan.
This is fully digital, but you're never alone. Korbin walks you through every option and answers in minutes.
Kitchens, additions, repairs — reinvest in your home.
Replace high-interest cards with one lower payment.
Fund college without high-rate private loans.
Down payment on a rental or business opportunity.
A standby line for life's unexpected moments.
Most homeowners with equity and decent credit are a great fit. Here's the starting point.
A credit score of 640 or higher gets you in the door.
Primary, second, or investment property — all eligible.
Enough equity to borrow against, up to ~85–90% CLTV.
Available across the states where we're licensed to lend.
Send your estimates to Korbin and get personalized, no-obligation numbers based on your actual situation — usually back to you the same day.
Checking your offers is fast, free, and won't affect your credit score. No obligation — just clarity on what your equity can do.