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Korbin Spangenthal
KS
Korbin Spangenthal
Vice President · West Capital Lending · Licensed in 29 States + D.C.
NMLS #2079029
CA DRE #02178533
FL SL #3633081
About Korbin

A Mortgage Professional
Who Actually Picks Up

I'm Korbin — Vice President at West Capital Lending, based in South Florida, mortgage licensed in 29 states + D.C. and real estate licensed in California and Florida. My job is simple: guide you through one of the biggest financial decisions of your life with clarity, honesty, and zero stress.

First home, refinance, or your fifth investment property — you get the same direct line to me, the same straight answers, and the same fight for every basis point of your rate. And because I'm licensed on the real estate side too, I've sat on both sides of the closing table — I know what a clean, on-time closing means to everyone in the room.

First-time homebuyer specialist
Competitive rates & fast closings
Refinance & cash-out options
Investment property financing
HELOCs & home equity loans
Always available, always responsive
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NMLS #2079029 Mortgage: 29 States + D.C. RE: CA & FL CA DRE #02178533 FL SL #3633081 Equal Housing Lender
Where I'm Licensed

Mortgage Licensed in 29 States and Washington, D.C.

Korbin Spangenthal (NMLS #2079029) is licensed as a mortgage loan originator through West Capital Lending (NMLS #1566096) in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Hawaii, Iowa, Kansas, Kentucky, Maine, Maryland, Michigan, Minnesota, Missouri, New Mexico, North Dakota, Ohio, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wyoming.

Licensed loan officers on my West Capital Lending team cover ten more states — Indiana, Louisiana, Mississippi, Montana, Nevada, New Jersey, North Carolina, Rhode Island, South Carolina, and Vermont — and originate the loan there, so between us this site serves 39 states + D.C.. If your state isn't in either list, I can't originate your loan — but I'm happy to point you toward someone who can.

Real estate licensed in California (DRE #02178533 — active; expires June 10, 2030 per the California DRE public license record (checked October 12, 2026); DRE public license lookup) and Florida (SL #3633081). Verify the mortgage license at NMLS Consumer Access. Program availability varies by state.

More Than a Transaction

Your Mortgage Guy
for Life

Most lenders disappear after closing day. That's exactly when I think the relationship starts.

"I'm not here just to make a dollar — I'm here to make a friend and treat you like family."

Off the clock, I'm a husband and a dad here in South Florida. On the clock, I have access to over 180 lenders nationwide and I shop the market on your behalf — so you get the best possible rate, the lowest cost, and, most importantly, someone in your corner who explains every step in plain English.

Buying your next home, refinancing, growing a rental portfolio, or just thinking out loud about your options — call or text me directly, anytime. Not ready to talk? Send me your scenario and I'll write back with an honest read. That's the whole point of having a mortgage guy.

Let's Connect Call 949-751-1870
Korbin and family
K
Family first — always. Husband, dad, South Florida — and your mortgage guy for life.

Let's talk about your next move.

A free, no-pressure conversation about your goals — and honest numbers to match.

Apply / Pre-Qualify → Call or text 949-751-1870