West Capital Lending · NMLS #1566096 · Mortgage Licensed in 25+ States · RE Licensed CA & FL
About Services Reviews Calculators Guides Resources Contact HELOC Upload Documents Book a Free Call Apply Now →
Call Apply Now Book
Free Tools

Homeowner Calculators

Run the numbers yourself — payment, affordability, amortization, rent vs. buy, closing costs, and savings. Then let's talk about your real numbers.

Home Price$500,000
Down Payment20% ($100,000)
Interest Rate6.75%
Loan Term30 years

* For illustrative purposes only. Tax and insurance estimates are approximate national averages. Contact Korbin for a personalized quote.

Est. Monthly Payment
$3,272
Principal, interest, taxes & insurance
Principal & Interest$2,595
Property Tax (est.)$500
Homeowners Ins. (est.)$208
PMI (if <20% down)
Loan Amount$400,000
Get My Real Numbers →
$
$
$
%
Balanced — a typical lender ceiling.
Estimated home price you can afford
$0
Target monthly payment$0
Loan amount$0
Down payment %0%

Get Pre-Approved →
$
%
Monthly principal & interest$0
Total interest paid$0
Total of all payments$0

Watch each payment shift from mostly interest to mostly principal as your equity climbs.

Amortization Schedule

$
%
%
$
$
%
%
%
yrs
After 7 years…
Net cost of renting$0
Net cost of buying$0
Home value when you sell$0
Equity built$0
Renter's investment portfolio$0

$
$

On closing day you bring your down payment plus closing costs — typically 2%–5% of the loan. These are national midpoint estimates; your Loan Estimate has exact figures.

🔒 Upload Documents Securely
Estimated cash needed at closing
$0
down payment + closing costs
$
%
$
mo
%
Save this much each month
$0
Total goal (down + closing)$0
Still need$0
Interest earned along the way$0

Want these numbers made real?

Send your estimates to Korbin and get personalized, no-obligation numbers based on your actual situation — usually back to you the same day.

No spam, ever. Your info goes straight to Korbin.